NAVPS is used to determine the price at which shares are redeemed and offered. It is also used to track a fund’s performance since its inception.
Note, however, that shares are bought and sold on a daily basis. This can change the number of total outstanding shares quickly, depending on the trading activity. Because of this, NAVPS can be thought of as a “snapshot” of a single point in time rather than a fixed value covering a long period.
Mutual Fund Types Comparison Table
Mutual Fund Type
Risk Type
Invests In
Goal
Investment Time Frame
Stock/Equity Fund
Aggressive
Stocks and Equities
Long Term Capital Growth
5 years or more
Balanced Funds
Moderate Conservative, risk rating higher vs. Bond Funds
The first step is to pick from a variety of mutual fund selections available (see below).
Next will be to visit the mutual fund’s website to register (you’ll be asked to provide personal information and submit a few requirements).
After submitting all requirements (online or by dropping by their branch), you’ll receive confirmation that your account is now active and ready for trading.
Once this happens, you can now fund the account and purchase MF shares.
To help you get started, here’s a list of mutual fund companies in the Philippines along with their respective websites.
Stock & Equity Mutual Funds
Stock or Equity type of mutual funds are considered to be the riskiest but may provide the highest potential gains for your money.
Balanced funds typically carry a moderate-risk rating and appeal to those who are looking into a 3-5 year horizon. Balanced funds are typically allocated in time deposits, bonds, and the stock market.
Bond funds are tagged a notch higher above money market funds in terms of risk.
Still, they are considered as conservative in general since money is allocated in less volatile investments (relative to Equity and Balanced funds) like investment-grade and high-yield corporate bonds, and government bonds.
Also known as Fixed Income funds. Money market funds promise the lowest risk rating but at the expense of having the least potential returns for your money. Money market funds invest in time deposits and other similar products.
Disclosure: Your personal details will not be shared with any third-party companies. We’ll just need your contact details so our resident real estate agents can reach you to provide you with the details for any of the listed property developments you’re interested to invest in.
Get a Life Insurance
Disclosure: Your personal details will not be shared with any third-party companies. We’ll just need your contact details so our resident financial advisors can reach you to provide you with the details for any of the listed insurance company you’re interested in.
