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If you’ve ever tried working freelance for international clients, you probably tried setting up a PayPal account. It’s widely used abroad thanks to ease-of-setup and overall convenience for sending and receiving payments.
If you want to cash in on your PayPal funds by sending it to your local bank account, you’ll be asked to enter your bank code. What is it exactly?
Here’s a quick primer along with our complete list of PayPal Bank Codes and SWIFT Codes for the top Philippine Banks.
What is a Bank Code?
It’s a combination of numbers designated to each bank for identification purposes. Like ZIP codes. But instead of a specific place, it’s used for identifying a specific bank.
Where is it used?
In the Philippines, banks refer to this code as “BRSTN”, which stands for Bank Routing Symbol Transit Numbers. With this code, PayPal and other payment systems can route funds to any registered bank in the Philippines. BRSTN codes are made up of 9 digits.
Complete List of Bank Codes (BRSTN) in the Philippines
*Note: We’ve highlighted the top banks in the Philippines on this list, as they get the most demand/searches for this type of information.
|BANK NAME||BANK CODE|
|ALLIED BANKING CORP||010320013|
|AUSTRALIA & NEW ZEALAND BANKING GROUP (ANZ)||010700015|
|ASIA UNITED BANK||011020011|
|BDO UNIBANK, INC.||010530667|
|BANGKO SENTRAL NG PILIPINAS||010030015|
|BANK OF AMERICA||010120019|
|BANK OF CHINA||011140014|
|BANK OF THE PHILIPPINE ISLANDS (BPI)||010040018|
|BANK OF TOKYO-MITSUBISHI||010460012|
|BANK OF COMMERCE||010440016|
|CHINA BANKING CORP (CHINABANK)||010100013|
|CHINA BANK SAVINGS, INC.||011129996|
|CHINA TRUST COMMERCIAL BANK||010690015|
|CITIBANK PHILIPPINES N.A.||010070017|
|DEVELOPMENT BANK OF THE PHILIPPINES (DBP)||010590018|
|EAST WEST BANK||010620014|
|EQUICOM SAVINGS BANK||010960017|
|EXPORT & INDUSTRY BANK||010860010|
|FIRST CONSOLIDATED BANK||020780012|
|GCASH (GLOBE XCHANGE, INC.)||018040010|
|HONGKONG AND SHANGHAI BANK (HSBC)||010060014|
|INDUSTRIAL BANK OF KOREA||011310019|
|ING BANK N.V.||010660029|
|INTERNATIONAL COMMERCIAL BANK OF CHINA||010560019|
|INTL EXCHANGE BANK||010680012|
|JP MORGAN CHASE BANK||010720011|
|KOREA EXCHANGE BANK (KEB HANA BANK)||010710018|
|INTERNATIONAL NEDERLAND BANK||010660016|
|LAND BANK OF THE PHILIPPINES (LANDBANK)||010350025|
|MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD||010560019|
|METROPOLITAN BANK & TRUST CO. (METROBANK)||010269996|
|PHILIPPINE BANK OF COMMUNICATION (PBCOM)||010110016|
|PHIL TRUST COMPANY (PHILTRUST)||010090039|
|PHILIPPINE NATIONAL BANK (PNB)||010080010|
|PHILIPPINE SAVINGS BANK (PSBANK)||010269996|
|PHILIPPINE VETERANS BANK (VETERANS BANK)||010330016|
|RIZAL COMMERCIAL BANKING CORP (RCBC)||010280014|
|ROBINSONS BANK CORPORATION||011070016|
|STANDARD CHARTERED BANK||010050011|
|SECURITY BANK CORPORATION||010140015|
|STERLING BANK OF ASIA, INC.||011190019|
|SUMITOMO MITSUI BANKING CORPORATION||011280013|
|TONIK DIGITAL BANK||011570011|
|UNION BANK OF THE PHILIPPINES (UBP)||010419995|
|UNITED COCONUT PLANTERS BANK (UCPB)||010299995|
|UNITED OVERSEAS BANK||010270189|
|YUANTA SAVINGS BANK||011130011|
Banks WITHOUT Paypal Bank Codes
- One Network Bank (ONB – BDO)
- City Savings Bank (CSB – UnionBank)
What is a SWIFT Code?
SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. At its core, it shares a similar function with BRSTN but is made up of either 8 or 11 characters that includes numbers and letters.
It’s also commonly known as Bank Identifier Code (BIC), which is a key information often needed when sending money to overseas banks.
Where is it used?
It’s used for transferring money, especially payments from banks in other countries. Banks need to know the SWIFT code of the receiving bank in order to wire funds.
These same codes are also utilized as a means of communication.
SWIFT CODES uses the following system in designating a bank’s code:
- Institution Code or bank code = Four letters
- Country Code = Two letters
- Location Code = Two letters or two digits
- Local Branch Code = Last three characters
For example, the BPI branch located in AYALA AVENUE, CORNER PASEO DE, ROXAS, MAKATI METRO MANILA, has a SWIFT code of BOPIPHMM, which when broken down looks like this:
Bank Code: BOPI (Bank of the Philippine Islands)
Country Code: PH (Philippines)
Location Code: MM (Metro Manila)
Some banks have additional characters at the end to specify their branch. For example, the Treasury Group branch of BPI has the following SWIFT code:
BOPIPHMMTRY (“TRY” to indicate “Treasury”)
List of SWIFT Codes (or BIC) of Philippine Banks
|BANK NAME||SWIFT CODE|
|ASIA UNITED BANK CORPORATION||AUBKPHMM|
|AUSTRALIA AND NEW ZEALAND (ANZ) BANKING GROUP LIMITED||ANZBPHMX|
|BANK OF AMERICA, N.A.||BOFAPH2X|
|BANK OF CHINA (MANILA)||BKCHPHMM|
|BANK OF COMMERCE||PABIPHMM|
|BANK OF THE PHILIPPINE ISLANDS (BPI)||BOPIPHMM|
|BDO UNIBANK, INC||BNORPHMM|
|BPI FAMILY SAVINGS BANK||BPFSPHM1|
|BPI GLOBE BanKO||BPGOPHM1|
|CATHAY UNITED BANK||UWCBPHMM|
|CHINA BANKING CORPORATION (CHINABANK)||CHBKPHMM|
|CHINA BANK SAVINGS, INC.||CHSVPHM1|
|CHINATRUST (PHILS.) COMMERCIAL BANK MANILA||CTCBPHMM|
|CITIBANK N.A. (CEBU BRANCH)||CITIPHMXCBU|
|CITIBANK N.A. (MANILA HEAD OFFICE)||CITIPHMXV|
|CITIBANK N.A. (MAKATI BRANCH)||CITIPHMX|
|CITIBANK SAVINGS INC.||CITIPH2X|
|DEUTSCHE BANK AG||DEUTPHMM|
|DEVELOPMENT BANK OF THE PHILIPPINES (DBP)||DBPHPHMM|
|EAST WEST BANKING CORPORATION||EWBCPHMM|
|EQUICOM SAVINGS BANK, INC.||EQSNPHM1|
|FIRST COMMERCIAL BANK, LTD||FCBKPHMM|
|GCASH (GLOBE TELECOM, INC.)||GLTEPHMT|
|HONGKONG AND SHANGHAI BANKING CORP. (HSBC) CEBU BRANCH||HSBCPHMMCEB|
|HONGKONG AND SHANGHAI BANKING CORP. (HSBC) MANILA HEAD OFFICE||HSBCPHMM|
|HSBC SAVINGS BANK (PHILIPPINES) INC.||HBPHPHMM|
|HUA NAN COMMERCIAL BANK||HNBKPHMM|
|INDUSTRIAL BANK OF KOREA||IBKOPHMM|
|ING BANK N.V.||INGBPHMM|
|JP MORGAN CHASE BANK N.A. (MANILA)||CHASPHMM|
|KEB HANA BANK||KOEXPHMM|
|LAND BANK OF THE PHILIPPINES||TLBPPHMM|
|MAYBANK PHILIPPINES INC||MBBEPHMM|
|MEGA INTERNATIONAL COMMERCIAL BANK||ICBCPHMM|
|METROPOLITAN BANK AND TRUST CO. (METROBANK)||MBTCPHMM|
|MIZUHO BANK, LTD||MHCBPHMM|
|MUFG BANK, LTD||BOTKPHMM|
|OVERSEAS FILIPINO BANK (via LAND BANK)||TLBPPHMM|
|PHILIPPINE BANK OF COMMUNICATIONS (PBCOM)||CPHIPHMM|
|PHILIPPINE BUSINESS BANK (PBB)||PPBUPHMM|
|PHILIPPINE NATIONAL BANK (PNB)||PNBMPHMM|
|PHILIPPINE SAVINGS BANK (PS BANK)||PHSBPHMM|
|PHILIPPINE VETERANS BANK||PHVBPHMM|
|PHILTRUST BANK (PHILIPPINE TRUST COMPANY)||PHTBPHMM|
|RIZAL COMMERCIAL BANKING CORPORATION (RCBC)||RCBCPHMM|
|ROBINSONS BANK CORPORATION||ROBPPHMQ|
|SECURITY BANK CORPORATION||SETCPHMM|
|STANDARD CHARTERED BANK (MAKATI)||SCBLPHMM|
|STANDARD CHARTERED BANK (MANILA)||SCBLPHMMEQI|
|STERLING BANK OF ASIA, INC.||STLAPH22|
|SUMITOMO MITSUI BANKING CORPORATION||SMBCPHMM|
|TONIK DIGITAL BANK||TODGPHM2|
|TAIWAN COOPERATIVE BANK (MANILA OFFSHORE BRANCH)||TACBPHMM|
|UNION BANK OF THE PHILIPPINES||UBPHPHMM|
|UNITED COCONUT PLANTERS BANK (UCPB)||UCPBPHMM|
|UNITED OVERSEAS BANK, LTD||UOVBPHMM|
|YUANTA SAVINGS BANK||TYBKPHMM|
How to Find Your Bank’s Swift Code (or BIC) Online
Here are the steps to easily determine your bank’s swift code (BIC) if you need to transfer money internationally.
Step 1: Visit the Swift website. Swift is a global provider of secure financial messaging services and this online BIC Search service is free for use on their website.
Step 2: Enter the bank name. In this example, I entered Metrobank. Hit Search.
Step 3: The search results section (highlighted in blue below) at the bottom of the page will show you the BIC code for Metrobank.
Step 4: Click on the BIC code. The new page will provide additional details.
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